The Rate/Waiting Game
When buying or selling a home, the interest rates always play a huge factor on the market place. Here's another insightful article by Jason Sardi that hopefully will assist you in the process.... enjoy
Consumers, aren't we all? If you own a home or are thinking about buying one, you just may be familiar with one of the battles going on right now. That battle involves interest rates. "Spoiled are we, yes we are," I say in my best Yoda voice. In a world where some houses have stagnated or plain tanked in value, the same world where credit extended to folks in a position of uniqueness may have been stopped, we live in an economic atmosphere where some consider lower interest rates a part of the cure. (Between me and you and please don't tell a soul... these lower rates have probably been going on WAY too long as an economic stimulus. Frankly, should of ended long ago, but...) Take advantage of them while you can! Many folks are sitting on the proverbial fence, wanting to know if rates may jump down a 1/4% or 1/8% or even a full freaking point! Today, interest rates still hover in the high 4% range for prime borrowers on a 30-year fixed rate mortgage. Hesitation may cost or that roll of the dice may save you a buck or two. There are folks everywhere predicting where interest rates may end up. I believe in the cycle, the circle. Heck, I think we need to learn from nostalgia. More than that, my best advice is the following: Turn in your mortgage application and supporting documentation right now! If you aren't ready to jump, at least you can practice that vertical leap when you are ready to lock in. This way you will have already set the wheels in motion whether you are waiting to buy or refinance or getting on the bandwagon right away. Here's a brief (albeit not totally extensive) list of what you'll need to get together: * Last 2 years W-2's and 2 most recent pay-stubs      |
"The Rate/Waiting Game" 
Great things in life bring Change
In life, with all great things come change! Believe it and believe in yourself............. Anything is possible. I wanted to take a minute on this Day, when the world is about to enter into a new chapter in history, and wish you all a belated Happy New Year! Think great thoughts, YOU can do anything.
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Robbinsville, New Jersey Real Estate - Client Testimonial
Her expertise, professionalism, and efficiency made selling our home a painless, and actually enjoyable process. We would highly recommend Desiree to all of our neighbors". ~ Kevin and Erin Cresko |
"Working with Desiree was a pleasure for us. She was involved in the purchase of our home (5+ years ago); we felt so confident in her abilities and her proven track record that we asked her to assist us again in selling our home. She is familiar with "all things Foxmoor related", and was able to guide us through the tough real estate market environment, eventually closing a sale in the middle of the holiday season!
Hamilton, New Jersey - Client Testimonial
Finally, someone who knew the real estate market better than we did. Dez and Al were a breath of fresh air in a sea of underachievers. Having been involved in several real estate investments earlier in life, I thought that I knew all the tricks of marketing a property, then I met Al! In an hour walk through of our current home, Al came up with no less than a dozen points about our home that I NEVER would have thought of. The entire sale went exactly according to the rough time table that Dez laid out when we first met. We thought that the hard part was going to be finding our new home since we had a wish list as long as a long as my arm. Dez and Al just smiled and said, No problem, the right house is out there, we just have to find it. Dez and Al helped us find the house that we just did not think we would ever find, let alone at a price that we could afford with our growing family. Still to this day we are impressed at how well all of this worked out; we sold our house, and closed on the house of our dreams, and it is entirely due to the experience and teamwork of Dez and Al. Please feel free to contact me directly at the information listed below if you still are not sold on Dez and Al getting you through your upcoming real estate needs.
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If you are reading this testimonial, then you are shopping for a Real Estate agent, STOP! This is the team that you want!
Robbinsville, New Jersey Real Estate - All available homes for sale in Washington Town Center & The Lofts
I am pleased to also feature "The Lofts" in Washington Town Center. This multi award winning community is being brought to you by Sharbell builders.
With beautiful public parks, lakes and open spaces offer fun and relaxation for everyone to enjoy. It's a welcoming, neighborhood picture drawing on the qualities and culture of past. All that our hearts remember, of the carefree, friendly atmosphere of a real hometown. Washington Town Center & The Lofts are just four miles from the New Jersey Turnpike and even closer to Route 130, making it a commuter's dream. Plus, the area provides easy access to several other major thoroughfares, including I-195, I-295, and Routes 1 and 206. Those who prefer train service will welcome the advantage of two nearby train stations plus a Park and Ride location right on Route 130. Robbinsville, New Jersey Homes for Sale - All Available Washington Town Center homes for sale as of December 12th, 2008. If you need additional information, floor plans, photos or to schedule a private showing, please call us at (609) 448-2222 (home) or (609) 587-9300 ext. 312 If you are searching for a new home in New Jersey, then please consider Robbinsville for your real estate purchase. With all the modern conveniences of a big city nestled in a charming small town like atmosphere. With easy access to all the major highways and train stations we are a commuters dream. I want to invite YOU to come see why I am proud to call Robbinsville, New Jersey Home! For additional information on Robbinsville please click here Robbinsville, New Jersey Let me be the first to welcome YOU home.
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Washington Town Center, nestled in Robbinsville, New Jersey has a pure feeling of charm and innocence. A return to a neighborhood-style living with welcoming, time-honored traditions. As inviting as it is nostalgic, a distinguishing feature of this new community is the big city ambiance that comes into view with its own village square. Just steps from your door, it's where neighbors meet and friends are made while taking in the joys and conveniences of quaint shops and stores. 
These Loft-style condominiums conveniently located in the heart of Washington Town Center's retail square offer spacious one, two and two bedrooms with lofts. 